Beneficial is part of the HSBC Group, home to one of the world's largest banks. Our organization is here to stay and has helped people like you reach their goals for more than 150 years. Less than perfect credit is OK. 10 Day Satisfaction Guarantee. We're right in your neighborhood. No long forms to fill out. No application fee. Money when you need it most. A range of loan options available.
Low 5.99% APR intro rate for 6 months. Rates as low as 7.75% APR thereafter1 No application fee and no closing costs options1 Lines of credit from $10,000 to $500,000 or more Consolidate bills and lower your monthly payments by $462/month2 Close in as fast as 15 days Three simple steps to apply and get a response in 30 seconds